@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap');
:root{--navy:#073b70;--blue:#087db5;--cyan:#dff5fb;--ink:#16334c;--muted:#5e7183;--white:#fff;--line:#d9e8f0;--pale:#f3f9fc}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}.shell{width:min(1160px,92%);margin:auto}.topbar{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:82px}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);font-weight:800;font-family:Manrope,sans-serif;line-height:1.15}.brandmark{height:46px;width:46px;border-radius:15px;background:linear-gradient(145deg,#087db5,#073b70);color:white;display:grid;place-items:center;font-size:18px;letter-spacing:-1px}.brand small{display:block;font:500 12px 'DM Sans';color:var(--muted);margin-top:5px}.links{display:flex;align-items:center;gap:19px;font-size:13px;font-weight:700;color:#244b6c}.links a:hover,.links a.active{color:var(--blue)}.menu{display:none;border:0;background:var(--navy);color:white;border-radius:12px;padding:10px 13px;font-size:18px}.hero{padding:54px 0 46px;background:linear-gradient(125deg,#f3fbfe 0%,#e1f4fb 50%,#fff 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.03fr .97fr;gap:44px;align-items:center}.eyebrow{color:var(--blue);font-weight:800;letter-spacing:1.8px;text-transform:uppercase;font-size:12px}.hero h1{font:800 clamp(34px,4.5vw,56px)/1.12 Manrope,sans-serif;color:var(--navy);letter-spacing:-1.8px;margin:13px 0 18px}.hero p{font-size:18px;color:#3e5e78;max-width:590px}.hero-image{width:100%;height:390px;object-fit:cover;border-radius:30px 8px 30px 8px;box-shadow:0 18px 45px #073b7020}.btn{display:inline-flex;background:var(--navy);color:white;padding:13px 20px;border-radius:30px;font-weight:700;font-size:14px;margin-top:15px;transition:.2s}.btn:hover{background:var(--blue);transform:translateY(-2px)}.btn.secondary{background:white;color:var(--navy);border:1px solid var(--line)}.section{padding:65px 0}.section.soft{background:var(--pale)}.section-head{max-width:720px;margin-bottom:30px}.section h2{font:800 clamp(27px,3vw,38px)/1.2 Manrope,sans-serif;color:var(--navy);letter-spacing:-.8px;margin:0 0 14px}.section h3{font:700 20px Manrope,sans-serif;color:var(--navy);margin:0 0 10px}.section-head p,.lead{color:var(--muted);font-size:17px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;border:1px solid var(--line);border-radius:20px;padding:25px;box-shadow:0 8px 25px #073b7008}.card .icon{font-size:27px;color:var(--blue);margin-bottom:12px}.card p{color:var(--muted);margin-bottom:0}.feature{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px;align-items:center}.feature img{width:100%;height:370px;object-fit:cover;border-radius:24px}.list{padding-left:20px;color:var(--muted)}.list li{margin:9px 0}.banner{padding:34px;background:linear-gradient(115deg,var(--navy),#087db5);border-radius:24px;color:white;display:flex;align-items:center;justify-content:space-between;gap:24px}.banner h2{color:white;margin-bottom:5px}.banner p{margin:0;color:#e1f4fb}.banner .btn{background:white;color:var(--navy);margin:0;white-space:nowrap}.faq-list details{border-bottom:1px solid var(--line);padding:18px 0}.faq-list summary{font-weight:700;color:var(--navy);cursor:pointer}.faq-list details p{color:var(--muted);padding-right:20px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}.contact-item{padding:16px 0;border-bottom:1px solid var(--line)}.contact-item strong{display:block;color:var(--navy)}footer{background:#062d54;color:#dcecf7;padding:34px 0;font-size:13px}footer .foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}footer strong{color:white}.fine{font-size:12px;color:#9fbdd2;margin-top:14px}.tag{display:inline-block;background:#e2f4fb;color:#0872a7;padding:7px 12px;border-radius:20px;font-size:12px;font-weight:700;margin:4px 5px 4px 0}.article{max-width:850px}.article p{font-size:17px;color:#536b7d}.article h2{margin-top:32px}.article .emphasis{padding:22px 25px;background:#edf8fc;border-left:4px solid var(--blue);border-radius:0 14px 14px 0;color:var(--navy);font-weight:700;font-size:18px}.breadcrumb{font-size:12px;color:var(--muted);margin-bottom:20px}
@media(max-width:850px){.nav{min-height:72px}.menu{display:block}.links{display:none;position:absolute;top:72px;left:4%;right:4%;background:white;padding:18px;border:1px solid var(--line);border-radius:16px;box-shadow:0 12px 30px #073b7020;flex-direction:column;align-items:stretch;gap:0}.links.open{display:flex}.links a{padding:12px;border-bottom:1px solid #edf3f7}.links a:last-child{border:0}.hero{padding:35px 0}.hero-grid,.feature,.contact-grid{grid-template-columns:1fr;gap:25px}.hero-image{height:300px;order:2}.hero h1{font-size:38px}.cards{grid-template-columns:1fr 1fr}.section{padding:48px 0}.feature img{height:300px}.banner{align-items:flex-start;flex-direction:column}.banner .btn{white-space:normal}}@media(max-width:540px){.cards{grid-template-columns:1fr}.hero h1{font-size:33px}.brand{font-size:15px}.brandmark{width:40px;height:40px}.section h2{font-size:28px}}
